Student loans can come from the federal government or from private sources such as a bank or financial institution. Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources.

Federal Student Loans

Direct Subsidized Loans are available to eligible undergraduate students with financial need as determined by the results of the Free Application for Federal Student Aid (FAFSA). The interest rate is set by the U.S. Department of Education, and interest on the loan is not accrued while you are enrolled in school at least half-time nor during any applicable grace and deferment periods.

Direct Subsidized Loans are available to all eligible students who apply using FAFSA. Interest, determined by the U.S. Department of Education, is charged during all periods, including while a student is enrolled in school.

Direct PLUS Loans are available to parents of dependent undergraduate students or graduate/professional students. Parents may borrow up to the cost of attendance, minus all other financial assistance, to help students with their educational expenses. Interest is charged during all periods.

Additional information about federal student loans can be found on the Federal Student Aid website:

Private Loans

Pacific College does not participate in any preferred lender arrangements for private education loans nor maintain a preferred lender list.

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Main Campus & Mailing Address
3160 Red Hill Ave
Costa Mesa, CA 92626
Call: (800) 867-2243
Call: (714) 662-4402

Los Angeles
(Citadel) Satellite Campus

5675 Telegraph Rd #330
Commerce, CA 90040

Inland Empire Satellite Campus
3602 Inland Empire Blvd
Bldg A, Room 100
Ontario, CA 91764

Admissions Office


9am - 8pm



9am - 5pm



9am - 1pm




Service Desk


8am - 8pm


8am - 6pm


8am - 1pm

Admissions Process
Application Requirements
Transfer Information

© Pacific College. FAFSA School Code: 032993.