Federal Direct Stafford Loans
Stafford Loans are low-interest loans for eligible students for costs associated with education at a four-year college or university, community college, or trade, career, or technical school. Eligible students borrow directly from the U.S. Department of Education through participating schools. The two types of Direct Stafford Loans are described below.
Subsidized Stafford Loans are available to students with financial need as determined by federal regulations. Pacific College will review the results of your Free Application for Federal Student Aid (FAFSA) and determine the amount that you may borrow from the federal government. The annual interest rate is set by the U.S. Department of Education and it comes out on July 1 of every year. However, interest on the loan is not charged while you are in school and during any applicable grace and deferment periods.
Students are not required to demonstrate financial need for an Unsubsidized Stafford Loans. Interest is charged during all periods, even during the time a student is in school and during grace and deferment periods.
Direct PLUS Loans are low interest loans available to parents of dependent students or for graduate/professional students. Parents may borrow up to the cost of attendance, minus all other financial assistance, to help students with their educational expenses. Interest is charged during all periods.
Additional information on federal student financial aid programs is available on the United States Department of Education’s website at http://studentaid.ed.gov/PORTALSWebApp/students/english/studentloans.jsp.
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(Citadel) Satellite Campus
5675 Telegraph Rd #330
Commerce, CA 90040
Inland Empire Satellite Campus
3602 Inland Empire Blvd
#A-100 & #C-300
Ontario, CA 91764
9am - 8pm
9am - 5pm
9am - 1pm
8am - 8pm
8am - 6pm
8am - 1pm
© Pacific College. FAFSA School Code: 032993.